General Personal Injury FAQs — Bayview

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MetLife Auto & Home) often second-guess medical care to cut payouts. For clients such as a passenger in rear-end collision with fractured pelvis, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Bayview?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Kemper Corporation says “You didn’t miss enough work to qualify for compensation.” after my Bayview crash?
  Insurers like Kemper Corporation often use lines such as “You didn’t miss enough work to qualify for compensation.” to stall or minimize claims. Even injuries like injury requiring bone grafting can be life-changing. In Bayview, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.45M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bayview allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like torn Achilles tendon. Don’t accept “You were partially at fault for the accident.” at face value.
• ❓An adjuster told me “We can’t confirm that you were the driver..” Can a Bayview personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t confirm that you were the driver.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Root Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 444th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 2.44M. The goal is simple: fair compensation for your losses in Bayview.