General Personal Injury FAQs — Copperas Cove

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a pedestrian hit while crossing at green light with shoulder dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 2.21M. The goal is simple: fair compensation for your losses in Copperas Cove.
• ❓Will a gap in my medical care ruin my case in Copperas Cove?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re waiting on statements from witnesses..” Can a Copperas Cove personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on statements from witnesses.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Branch Insurance. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Copperas Cove allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like burns (2nd or 3rd degree). Don’t accept “You didn’t follow doctor’s orders.” at face value.
• ❓What should I do if Progressive says “You didn’t follow doctor’s orders.” after my Copperas Cove crash?
  Insurers like Progressive often use lines such as “You didn’t follow doctor’s orders.” to stall or minimize claims. Even injuries like tracheal injury can be life-changing. In Copperas Cove, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.42M.