General Personal Injury FAQs — Cross Roads

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 869K. The goal is simple: fair compensation for your losses in Cross Roads.
• ❓An adjuster told me “The police report is inconclusive..” Can a Cross Roads personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cross Roads allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like facial nerve paralysis. Don’t accept “We believe the claim is inflated.” at face value.
• ❓Will a gap in my medical care ruin my case in Cross Roads?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a warehouse worker injured by delivery truck with dental fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Auto-Owners Insurance says “We haven’t completed our medical review yet.” after my Cross Roads crash?
  Insurers like Auto-Owners Insurance often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like fractured tibia or fibula can be life-changing. In Cross Roads, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.8M.