General Personal Injury FAQs — Fort Hood

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a truck driver with lumbar disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury returned a favorable verdict in 478th Judicial District Court. Our case histories include results such as 758K. The goal is simple: fair compensation for your losses in Fort Hood.
• ❓An adjuster told me “The police report is inconclusive..” Can a Fort Hood personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The General. If they won’t deal fairly, we prepare for a verdict rendered after trial in 478th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Fort Hood?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fort Hood allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like proximal humerus fracture. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓What should I do if Stillwater Insurance says “The policyholder wasn’t clearly at fault.” after my Fort Hood crash?
  Insurers like Stillwater Insurance often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like foot or toe fracture can be life-changing. In Fort Hood, we gather medical proof, challenge delay tactics, and, if needed, push for a jury returned a favorable verdict in 478th Judicial District Court — outcomes in our files include results up to 1.88M.