General Personal Injury FAQs — Hickory Creek

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Nationwide) often second-guess medical care to cut payouts. For clients such as a storefront collision victim with posterior tibial tendon rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if National General says “The bills are higher than reasonable market value.” after my Hickory Creek crash?
  Insurers like National General often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like repetitive orthopedic surgeries post-crash can be life-changing. In Hickory Creek, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 1.21M.
• ❓Will a gap in my medical care ruin my case in Hickory Creek?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hickory Creek allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like retinal hemorrhage from head trauma. Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓An adjuster told me “We need an independent medical examination..” Can a Hickory Creek personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safeco. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 684K. The goal is simple: fair compensation for your losses in Hickory Creek.