General Personal Injury FAQs — Horseshoe Bay

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a emergency responder hit roadside with scarring after reconstructive surgery, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Horseshoe Bay?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 33rd Judicial District Court. Our case histories include results such as 1.94M. The goal is simple: fair compensation for your losses in Horseshoe Bay.
• ❓An adjuster told me “We need an independent medical examination..” Can a Horseshoe Bay personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.
• ❓What should I do if Elephant Insurance says “Our evaluation doesn’t match your claim.” after my Horseshoe Bay crash?
  Insurers like Elephant Insurance often use lines such as “Our evaluation doesn’t match your claim.” to stall or minimize claims. Even injuries like vascular injury with surgical repair can be life-changing. In Horseshoe Bay, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 33rd Judicial District Court — outcomes in our files include results up to 1.92M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Horseshoe Bay allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured femur. Don’t accept “We believe the claim is inflated.” at face value.