General Personal Injury FAQs — Impact

• ❓What should I do if Westfield Insurance says “You didn’t notify us within the required time frame.” after my Impact crash?
  Insurers like Westfield Insurance often use lines such as “You didn’t notify us within the required time frame.” to stall or minimize claims. Even injuries like triquetrum fracture can be life-changing. In Impact, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 350th Judicial District Court — outcomes in our files include results up to 1.33M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 350th Judicial District Court. Our case histories include results such as 1.8M. The goal is simple: fair compensation for your losses in Impact.
• ❓An adjuster told me “You didn’t see a specialist..” Can a Impact personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t see a specialist.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a final judgment entered by 350th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Impact?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You waited too long to seek treatment.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Penn National Insurance) often second-guess medical care to cut payouts. For clients such as a public transit passenger with multilevel spinal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Impact allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hearing loss due to head impact. Don’t accept “We need more documentation.” at face value.