General Personal Injury FAQs — Lipan

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Aspire General) often second-guess medical care to cut payouts. For clients such as a landscaper struck by passing car with injury requiring bone grafting, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lipan allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured humerus. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓Will a gap in my medical care ruin my case in Lipan?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Lipan personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Nationwide. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 266th Judicial District Court and pursue full compensation.
• ❓What should I do if Stillwater Insurance says “You didn’t provide a recorded statement.” after my Lipan crash?
  Insurers like Stillwater Insurance often use lines such as “You didn’t provide a recorded statement.” to stall or minimize claims. Even injuries like fractured radius or ulna can be life-changing. In Lipan, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 266th Judicial District Court — outcomes in our files include results up to 2.05M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 266th Judicial District Court. Our case histories include results such as 1.81M. The goal is simple: fair compensation for your losses in Lipan.