General Personal Injury FAQs — Loop

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 1.01M. The goal is simple: fair compensation for your losses in Loop.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Loop allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured pelvis. Don’t accept “We need more documentation.” at face value.
• ❓What should I do if Mercury Insurance says “The at-fault driver’s policy may be void.” after my Loop crash?
  Insurers like Mercury Insurance often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like perilymph fistula from head trauma can be life-changing. In Loop, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 708K.
• ❓Will a gap in my medical care ruin my case in Loop?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a vehicle occupant hit during police chase with knee dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Loop personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like USAA. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.