General Personal Injury FAQs — Marble Falls

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a parent injured while transporting child with quadriplegia, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Marble Falls personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a high-value verdict in 424th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Marble Falls allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip replacement due to trauma. Don’t accept “This is the most we’re allowed to offer.” at face value.
• ❓What should I do if Kemper Corporation says “You didn’t go to the emergency room.” after my Marble Falls crash?
  Insurers like Kemper Corporation often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like acetabular fracture can be life-changing. In Marble Falls, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 424th Judicial District Court — outcomes in our files include results up to 2.08M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 424th Judicial District Court. Our case histories include results such as 1.8M. The goal is simple: fair compensation for your losses in Marble Falls.
• ❓Will a gap in my medical care ruin my case in Marble Falls?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.