General Personal Injury FAQs — Markham

• ❓Will a gap in my medical care ruin my case in Markham?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We haven’t received your bills yet..” Can a Markham personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a pre-trial settlement in 130th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Markham allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skin grafts after injury. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Clearcover) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with tongue laceration and avulsion, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Amica Mutual says “We’re still evaluating liability with our insured.” after my Markham crash?
  Insurers like Amica Mutual often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like torn biceps tendon can be life-changing. In Markham, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 130th Judicial District Court — outcomes in our files include results up to 1.47M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 130th Judicial District Court. Our case histories include results such as 2.3M. The goal is simple: fair compensation for your losses in Markham.