General Personal Injury FAQs — Marlin

• ❓Will a gap in my medical care ruin my case in Marlin?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if State Farm says “We haven’t received your bills yet.” after my Marlin crash?
  Insurers like State Farm often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like clavicle fracture can be life-changing. In Marlin, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 82nd Judicial District Court — outcomes in our files include results up to 1.02M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Farmers Insurance) often second-guess medical care to cut payouts. For clients such as a senior citizen hit in grocery lot with elbow dislocation with fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 82nd Judicial District Court. Our case histories include results such as 1.68M. The goal is simple: fair compensation for your losses in Marlin.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Marlin allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crush injuries requiring debridement. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Marlin personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 82nd Judicial District Court and pursue full compensation.