General Personal Injury FAQs — Northridge

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 710K. The goal is simple: fair compensation for your losses in Northridge.
• ❓What should I do if Kemper Corporation says “The medical records aren’t sufficient.” after my Northridge crash?
  Insurers like Kemper Corporation often use lines such as “The medical records aren’t sufficient.” to stall or minimize claims. Even injuries like traumatic arterial thrombosis can be life-changing. In Northridge, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.17M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Direct Auto Insurance) often second-guess medical care to cut payouts. For clients such as a dog walker struck in neighborhood with skin grafts after injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We’re waiting on statements from witnesses..” Can a Northridge personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on statements from witnesses.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Shelter Insurance. If they won’t deal fairly, we prepare for a jury verdict in 381st Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Northridge allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like herniated disc. Don’t accept “We can’t confirm that you were the driver.” at face value.
• ❓Will a gap in my medical care ruin my case in Northridge?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.