General Personal Injury FAQs — Plano

• ❓What should I do if National General says “This is the most we’re allowed to offer.” after my Plano crash?
  Insurers like National General often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like loss of functional independence can be life-changing. In Plano, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 401st Judicial District Court — outcomes in our files include results up to 710K.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Plano personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Alpha Property & Casualty. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 401st Judicial District Court. Our case histories include results such as 907K. The goal is simple: fair compensation for your losses in Plano.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Plano allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar spine injury. Don’t accept “We need more documentation.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Unitrin Insurance) often second-guess medical care to cut payouts. For clients such as a bystander injured during vehicle crash with tarsal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Plano?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.