General Personal Injury FAQs — Portland

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a driver struck by a commercial vehicle with burst vertebral fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Portland allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cranial nerve damage. Don’t accept “You’re not permanently impaired.” at face value.
• ❓What should I do if Bristol West Insurance Group says “The police report is inconclusive.” after my Portland crash?
  Insurers like Bristol West Insurance Group often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like loss of bowel control after spine injury can be life-changing. In Portland, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 517th Judicial District Court — outcomes in our files include results up to 833K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 517th Judicial District Court. Our case histories include results such as 2.06M. The goal is simple: fair compensation for your losses in Portland.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a Portland personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Penn National Insurance. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 517th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Portland?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.