General Personal Injury FAQs — Rancho Viejo

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 1.34M. The goal is simple: fair compensation for your losses in Rancho Viejo.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rancho Viejo allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like basilar skull fracture. Don’t accept “There’s a gap in your medical care.” at face value.
• ❓An adjuster told me “We haven’t received your bills yet..” Can a Rancho Viejo personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Foremost Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 107th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Rancho Viejo?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Foremost Insurance says “The at-fault driver’s policy may be void.” after my Rancho Viejo crash?
  Insurers like Foremost Insurance often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like pelvic ring disruption can be life-changing. In Rancho Viejo, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.01M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a e-bike rider with laminectomy or discectomy, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.