General Personal Injury FAQs — Rice

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rice allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like carotid artery injury. Don’t accept “You can’t prove emotional distress.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 13th Judicial District Court. Our case histories include results such as 1.21M. The goal is simple: fair compensation for your losses in Rice.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., National General) often second-guess medical care to cut payouts. For clients such as a bicyclist injured on designated trail with brain stem injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Rice personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Texas Farm Bureau. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓What should I do if Aspire General says “The at-fault driver’s policy may be void.” after my Rice crash?
  Insurers like Aspire General often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like renal contusion or laceration can be life-changing. In Rice, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 13th Judicial District Court — outcomes in our files include results up to 1.8M.
• ❓Will a gap in my medical care ruin my case in Rice?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.