General Personal Injury FAQs — Schertz

• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Schertz personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a high-value verdict in 290th Judicial District Court and pursue full compensation.
• ❓What should I do if Travelers says “The pain you’re describing is subjective.” after my Schertz crash?
  Insurers like Travelers often use lines such as “The pain you’re describing is subjective.” to stall or minimize claims. Even injuries like smoke inhalation injuries can be life-changing. In Schertz, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 677K.
• ❓Will a gap in my medical care ruin my case in Schertz?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on statements from witnesses.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a bicyclist injured on designated trail with optic nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 824K. The goal is simple: fair compensation for your losses in Schertz.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Schertz allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like ankle fracture. Don’t accept “Your injuries were pre-existing.” at face value.