General Personal Injury FAQs — Scotland

• ❓An adjuster told me “We believe the claim is inflated..” Can a Scotland personal injury lawyer still help?
  Yes. Adjusters regularly say “We believe the claim is inflated.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Western National Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Scotland allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured femur. Don’t accept “You didn’t provide a recorded statement.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a agriculture worker hit by machinery with fracture of the talus, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Scotland?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 97th Judicial District Court. Our case histories include results such as 1.79M. The goal is simple: fair compensation for your losses in Scotland.
• ❓What should I do if Clearcover says “We haven’t completed our medical review yet.” after my Scotland crash?
  Insurers like Clearcover often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like use of external fixator for bone injury can be life-changing. In Scotland, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 97th Judicial District Court — outcomes in our files include results up to 1.81M.