General Personal Injury FAQs — Temple

• ❓What should I do if The Hartford says “You didn’t provide a recorded statement.” after my Temple crash?
  Insurers like The Hartford often use lines such as “You didn’t provide a recorded statement.” to stall or minimize claims. Even injuries like shoulder dislocation can be life-changing. In Temple, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 169th Judicial District Court — outcomes in our files include results up to 662K.
• ❓An adjuster told me “There’s a question about your seatbelt use..” Can a Temple personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a question about your seatbelt use.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Aspire General. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 169th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a driver hit at railroad crossing with lumbar spine injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Temple?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The vehicle damage was minor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Temple allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like smoke inhalation injuries. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 169th Judicial District Court. Our case histories include results such as 860K. The goal is simple: fair compensation for your losses in Temple.